Overview
We believe a healthy smile is a happy smile, and to support this Fisher Investments Ireland covers 100% of the annual membership premium* for you and your qualified dependants (legal spouse/legal common partner and children) to enrol in dental coverage through DeCare Dental. This plan pays an annual maximum of €1,750 for dental services and provides 100% reimbursement for general and preventive care such as exams, X-rays and hygienist visits.
When can you enrol?
You can only enrol in the DeCare Dental Plan within your first 30 days. Your next opportunity to enrol will take place during Open Enrolment with your plan going into effect the following plan year. Additionally, if enrolled, you may add dependants to your plan with a life changing event, such as a new marriage or new baby.
Resources
Key features at a glance
The DeCare Dental Plan includes:
Coverage for you and your qualified dependants.
No waiting period for preventive care and basic and major treatment (an 18-month waiting period applies to orthodontics).
Orthodontics benefits for children from 8 to 18 years old, one-time use.
12-month claim period to submit your reimbursement request from the date of treatment. To make a claim, complete and submit the claim form.
Choice of any dentist either in or out of the DeCare Direct Pay Network. With Direct Pay, you donโt need to fill out a claim form; DeCare will pay the dentist directly for the costs covered by your policy. For other dentists, simply submit a claim for reimbursement.
Learn more
Review the detailed DeCare coverage information to learn more about the dental plan.
*In Ireland, benefits (such as supplemental health care and any applicable loading fees) paid on an employeeโs behalf by the employer are considered โbenefits-in-kind.โ These benefits are taxable to you. FII covers the annual membership cost (premium) of this plan for you and your qualified dependants. However, you are responsible for the tax on the membership cost (premium) which FII has paid.