Medical Benefits
This top-tier employer-paid health care through Irish Life Health includes a wide range of conditions and covers inpatient and outpatient fees, private and high-tech hospitals and access to digital GP services. You also have the option to select three additional wellness add-ons that suit your personal needs, including additions focusing on fertility, travel, sports, etc.
How your healthcare expenses are paid
All residents are eligible to utilise Ireland’s public Health Services Executive (HSE). However, you may experience some hurdles using the HSE, such as longer wait times, less choice of consultants and access to public hospitals only.
When utilising the Irish Life Health private insurance, the Irish market works whereby payment is required upfront and claims are submitted to the insurance company for reimbursement. Payment for more costly services such as hospitalisations and surgeries are usually arranged directly between the insurance carrier and medical facility.
When can you enrol?
During your first month as a new hire or during our Open Enrolment period. If you enrol within 30 days of your hire date, coverage will go into effect the first of the month following your hire date. Late enrolments will go into effect the first of the month following your enrolment. Learn how to enrol.
Your Irish Life Health policy offers:
Key features at a glance
Coverage for wellbeing, treatment, diagnosis and recovery – Access public and private hospitals and scan centres around the country and receive contributions towards medical expenses, like GP and dental visits.
Choice of 3 Extra Dimension packages – Personalise your cover with add-ons to tailor your health insurance plan to your unique needs and healthcare journey.
Unlimited 24/7 digital doctor access – Get expert medical advice by phone anytime, online face-to-face video consultations with a registered GP, as well as prescriptions and referral letters if required.
Minor injury clinic cover (including HSE clinics) – Get rapid access to efficient and convenient treatment and advice on minor injuries, including sports injuries such as fractures and dislocations and illnesses such as fever and infection. Your health plan pays 75% of the cost, up to €500 per visit.
Additional plan features
In addition to the key features above, your Irish Life Health Plan includes:
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International Second Opinion Service
Receive an independent review of your diagnosis and treatment plan from your choice of world-renowned medical centres.
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Nurse on Call
Call a qualified nurse 24 hours a day, 365 days a year for non-emergency medical advice on common medical problems, pre- and post-operative treatment, and pregnancy information and support.
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Parenting Path
Receive support and benefits at each stage of the journey to parenthood.
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Back-Up Programme
Apply an early intervention approach to solve acute back or neck pain and prevent more serious issues in the future.
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MyLife Digital Wellness
Use the MyLife wellness app to understand more about your health and easily identify ways to improve it. Stay motivated with a digital Health Coach, personalised Health Score and rewards.
Learn more
Learn more about the key features of your Irish Life Health Plan and take a closer look at the benefits you receive.
*In Ireland, benefits (such as supplemental health care) paid on an employee’s behalf by the employer are considered “benefits-in-kind.” These benefits are taxable to you. FII covers the annual membership cost (premium) of this plan for you and your qualified dependants. However, you are responsible for the tax on the membership cost (premium) which FII has paid. Depending on individual circumstances, there may also be a loading fee. This is called “Lifetime Community Rating” (“LCR”) and is an additional age-based fee added to the premium when certain individuals aged 35+ take up health insurance in Ireland for the first time. Fisher will cover the LCR where applicable, but employees are responsible for the additional tax on this government fee.