Pension

Enrollment and Contributions

Contribution Structure

Receive up to a 6% employer contribution of your base annual salary (3% automatic + 1:1 employer match up to an additional 3%).

Who Can Enroll?

All full-time FICR employees working at least 30 hours per week are eligible to participate in the pension plan once they achieve 6 months of company tenure, which is waived for existing employees who already meet this requirement.

How to Enroll

Enrolling in the collective pension plan is simple:

1. Reach out to any of the BAC Pensiones pension experts below to setup a free 1-on-1 session. You can expect this session to take around 15 to 30 minutes. In this session you will:
   • Understand the details of Fisher Investments’ collective pension plan as well as the BAC funds available for investment.
   • Choose a fund and a personal contribution (if applicable).
2. Wait for BAC to confirm the account opening successfully via email.

The points of contact to set up this meeting are the following:

Franklin Aguilar, CFA
franklin.aguilar@baccredomatic.cr
+506 7080-0019

Susana Hidalgo
shidalgos@baccredomatic.cr
+506 7070-9904

Anthony Zárate Prado
azaratep@baccredomatic.cr
+506 7006-4043

Enrollment and Contribution Change Deadlines

It is important to note that the contribution modification process might take some time, which means that while you can open an account at any time, contributions and changes to contributions might not start until the following month. Important cut-off dates include:

• Contributions elected by the 5th will take effect on the 30th paycheck of the current month.
• Contributions elected by the 15th will take effect on the 15th paycheck of the following month.