CareSuper
As a Fisher Investments Australia employee, you have the additional benefit of generous employer contributions and a tax-efficient way to provide for your retirement income through our supplemental pension plan.
- Benefits at a Glance
- Fee Information
- Financial Planning Information
- Insurance Guide
- Investment Guide
- Product Disclosure Guide
- Employer Induction
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Resources
Superannuation
All employees are entitled to IVM, a Social Security retirement scheme administered by the Costa Rican Social Security Fund (CCSS). The CCSS is a contributory public pension — Fisher Investments Costa Rica, you, and the government all make contributions, based on your total monthly pay:
- Employee Contribution: 4%
- Employer Contribution: 5.25%
- State Contribution: 1.41%
The minimum monthly earnings used to calculate contributions are about $500, but there is no maximum earnings used to calculate contributions, meaning contributions will be made on all earnings with no limit.
Expatriating to the United States
Employees are not automatically eligible for a distribution of Social Security contributions when they repatriate to the US, unless certain criteria are met, which includes but is not limited to a minimum number of contribution months (currently 300 months). Learn more on the Social Security Administration website.