Health Care

We’re pleased to offer you comprehensive and proactive healthcare options. Fisher Investments Luxembourg covers 100% of the membership or premium costs for supplemental health care for you and your qualified dependants. This top-tier employer-paid health care includes medical, dental and vision.

How your healthcare expenses are paid

Utilisation under the national public system, the CNS, is subject to partial reimbursement that you need to claim directly from the government. Be sure to bring your Social Security Card to each visit and save your original receipts.

Our private provider, DKV, works in conjunction with the CNS and offers additional reimbursement options for treatment received under the national system. The DKV Easy Health policy provides reimbursement for:

  • Local and international inpatient hospital care
  • Extra costs while in the hospital (such as telephone connection and hire of TV set)
  • Outpatient treatment
  • Routine medical care
  • Alternative treatment (e.g. physical therapy and acupuncture)
  • Prescriptions
  • Dental treatment and orthodontic care
  • Contact lenses or glasses (up to €500 every two years)

Read more about the reimbursement process.

When can you enrol?

You can enrol within 30 days of your hire date or during Open Enrolment. Your healthcare coverage will go into effect the first of the following month.

Your DKV Easy Health policy offers:

Key features at a glance

Comprehensive health insurance – Today and in the future, you benefit from the best medical and dental care available ― especially in those cases where your statutory health insurance does not cover the costs — as well as reimbursement for visual aids.

Best possible cover in any case – As a first-class patient, you benefit from many advantages, from a one-bed room in a renowned hospital to alternative treatment methods to high-quality dental prostheses. Read more about the extent of your insurance cover.

Access to the best medical care – Whether at home or abroad, you get the best medical care in case of illness or accident. Read more about your insurance cover during foreign travel.

Referral to top experts for serious illnesses – If you or your dependant has a serious or life-threatening illness, swift action is needed. Through DKV Best Care Premium, you will be connected with a specialist quickly to receive a detailed recommendation regarding further treatment.