Overview
Fisher Investments Europe covers 100% of the membership or premium costs* for you and your qualified dependants to enrol in the Unum Private Dental Plan. This plan allows for a choice of an NHS or private dentist, covers pre-existing conditions, provides worldwide emergency dental coverage and child orthodontics if you are covered under the family plan.
*Fisher covers the annual cost of this plan, HMRC classifies this as a “benefit-in-kind” and you will be responsible for paying taxes on a monthly basis.
How your dental expenses are paid
You will pay for your treatment upfront and make sure you keep a receipt. Then you’ll submit your receipt for reimbursement via the Unum online portal and wait for reimbursement into your bank account. Claims typically take 5–10 business days to process.
Resources
There are two plans available:
Key Benefits
Clear Extra 2
- Expanded Preventative Care – No limit on the number of visits for routine check-ups and examinations – supporting better long-term oral health.
- Higher Cover Limits – Increased support for the most claimed treatments.
- Enhanced Restorative Benefits – Higher reimbursement costs for fillings, crowns and implants, helping to manage rising treatment costs.
- New! Adult Orthodontic Coverage – Now included as standard, offering broader treatment options for all members!
- No Annual Maximum on Reimbursement on NHS dental treatment.
Radiant Extra 4
- Expanded Preventative Care – Increased cover limits for the most claimed treatments.
- Unlimited Visits for Preventative Care – No restrictions, allowing better access to routine check-ups and hygiene treatments.
- Higher Reimbursement Costs – Greater flexibility and financial support for minor dental treatments.
- New! Adult Orthodontic Coverage – Now included as standard, offering broader treatment options for all members!
- No Annual Maximum on Reimbursement on NHS dental treatment.